Understanding Your Payouts

Understanding Your Payouts

Learn how money moves from customer payments to your bank account.

Where to find this

Services → Account tab → Payouts tab

How Payouts Work

When a customer pays you:

1. Payment received - Money goes to your Stripe account.
2. Processing period - Stripe holds funds briefly (usually 2-7 days).
3. Payout sent - Money transfers to your bank.
4. Funds arrive - Appears in your bank account.

Checking Your Payouts

1. Navigate to the Payouts Tab

• Go to Services → Account tab.
• Click on the Payouts tab to view all transfers to your bank.

What You'll See

Your payouts list shows:

• Amount - How much was transferred.
• Status - Pending, in transit, or paid.
• Expected arrival - When it should reach your bank.
• Bank account - Where it's going.

Understanding Payout Status

Status	What It Means
Pending	Scheduled but not yet sent.
In Transit	On the way to your bank.
Paid	Successfully deposited.
Failed	Couldn't be completed.

Checking Your Balance

To see your balance:

• Click the Balances tab within the Account section.
• View:
  • Available - Ready to be paid out now.
  • Pending - Payments still being processed.
  • Reserved - Held for potential disputes.

Payout Timing

• Standard accounts: Payouts arrive in 2-7 business days, depending on your bank and account history.
• New accounts: May have longer initial hold periods while Stripe verifies your business. This improves over time.

Tip: Payouts are automatic - you don't need to do anything. Money flows to your bank on a regular schedule.

Troubleshooting

• Payout taking longer than expected? Bank transfers can take 1-2 extra days around weekends and holidays.
• Payout failed? Ensure your bank details are correct in your Stripe account settings.
• Need faster payouts? Contact Stripe about eligibility for instant payouts (additional fees may apply).